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How to Find Low-Cost Health Insurance in the Health Insurance Marketplace

In an age of spiraling health care costs, it is more important than ever to have adequate health insurance coverage. Today, there are a plethora of health insurance plans to choose from. Because of this, it may be difficult to decide which health insurance plan is right for you.

The first thing you need to consider is whether you want a major medical plan or a catastrophic plan. Major medical plans will cover any hospital expenses and doctor visits for you and/or your family. If you are young, healthy, and in good health, a major medical plan might be the way to go. However, if you or someone in your family has a pre-existing medical condition or if you are older, a catastrophic plan may be the way to go.

Another thing to think about is the type of deductible and the maximum out-of-pocket expense for your health insurance plan. If you have high deductibles and/or high monthly premiums, you will save money by using a catastrophic policy. Conversely, if you have low deductibles and/or low monthly premiums, you will save money by using a more traditional self-employed health insurance policy. Remember, each health insurance plan has its own rules and regulations so be sure to find the best one for you.

-Platinum Benefits Insurance

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stock-photo-digital-health-insurance-application-form-concept-226628770

How to Find Low-Cost Health Insurance in the Health Insurance Marketplace

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